Super fund categories and what they mean
There are four different categories of super funds. These have different primary features and are more applicable to certain people than t..
Small business CGT concessions
Businesses receive four different types of concessions on top of CGT exemptions and rollovers which are available to everyone. These allow..
Tracking your spending to spend less and save more
It’s hard to know where to start when you decide to take control of your money. It can be helpful to know exactly how much money is coming..
What is an annuity?
An annuity provides guaranteed income for a number of years, or for the rest of your life. It is also known as a lifetime or fixed-term pe..
Claiming your tax deductions
There are different types of deductions that individuals can claim to reduce their taxable income.
Work-related expenses
In order to clai..
Super scams: What to look out for
The market for super funds is extremely competitive. Scammers take advantage of this by promising unrealistic benefits to acquire personal..
How are investments taxed?
Investment income needs to be included when conducting tax returns. This includes any income acquired through interest, dividends, rent, m..
PAYG instalments for business and investment income
Pay as you go (PAYG) instalments are payments you can make throughout the year to avoid accumulating a large tax bill to pay at the end of..
How to get the most out of your bank account
Banking is often more complicated than you expect it to be with different types of accounts, fees and fine print to take into consideratio..
First home super saver scheme
The first home super saver (FHSS) allows individuals to save up for their first home in their super fund. The money saved in the super fun..